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4135 S. Power Rd., Suite 131
Mesa, Arizona  85212
Phone 800.887.6227

 

April 2008 Interchange

The rates below show the Interchange and Assessments for the most common types of card products for Visa, MasterCard and Discover.  They do not reflect the Base I cost for settlement fees that are a fraction of a cent for Visa & MasterCard.

The rate you pay depends on the type of card presented on how you process it.  If you don't see these categories or something similar on your statement you are most likely paying too much and should have an analysis completed.

Give us a call for your free analysis at (800) 887-6227.

  Credit Card   Check/Debit Card
VISA Rate  Per Itm    Rate  Per Itm 
Credit Cards          
V-CPS Retail 1.6325%                0.10   1.123%            0.15
V-CPS Retail 2 Card Not Present 1.5225%                0.05   0.893%            0.25
V-CPS Card Not Present 1.9425%                0.10   1.693%            0.15
V-EIRF 2.3925%                0.10   1.843%            0.20
V-Standard 2.7925%                0.10   1.993%            0.25
Reward Cards          
V-CPS Rewards 1 1.7425%                0.10      
V-CPS Rewards 2 1.9925%                0.10      
V-Signature Card Electronic 2.3925%                0.10      
V-Signature Card Standard 2.7925%                0.10      
Corporate Cards          
V-Purchasing Card Level III Data Rate 1.8925%                0.10      
V-Corporate Card Level II Data Rate 2.0925%                0.10      
V-Business Card Level II Data Rate 2.0925%                0.10      
V-Purchasing Card Level II Data Rate 2.0925%                0.10      
V-Commercial Card Retail 2.2925%                0.10      
V-Commercial Card Business to Business 2.1925%                0.10      
V-Purchasing Card - Card Not Present 2.4925%                0.10      
V-Business Card - Card Not Present 2.3425%                0.10      
V-Corporate Card - Card Not Present 2.2925%                0.10      
V-Purchasing Electronic with Data 2.5425%                0.10      
V-Purchasing Card Electronic 2.5425%                0.10      
V-Business Card Electronic 2.4925%                0.10      
V-Corporate Card Electronic 2.2925%                0.10      
V-Commercial Card Standard 2.7925%                0.10      
V-International Electronic 1.1925%                    -        
V-International Standard 1.6925%                    -        
V-International Commercial Card 1.8925%                    -        
           
           
  Credit Card   Check/Debit Card
MasterCard Rate  Per Itm    Rate  Per Itm 
Credit Cards          
M-Merit III                                         1.675%                0.10   1.143%            0.15
M-Key Entered 1.985%                0.10   1.733%            0.16
M-Merit I 1.985%                0.10   1.733%            0.16
M-Standard 3.045%                0.10   1.993%            0.25
           
M-Enhanced Merit III 1.825%                0.10      
M-Enhanced Key Entered 2.135%                0.10      
M-Enhanced Merit I 2.135%                0.10      
M-Enhanced Standard 3.045%                0.10      
Corporate Cards          
M-Corporate Face to Face (Business Cards) 2.415%                0.10      
M-Corporate Face to Face (Corporate Cards) 2.145%                0.10      
M-Corporate Face to Face (Fleet Cards) 2.545%                0.10      
M-Corporate Face to Face (Purchasing Cards) 2.425%                0.10      
M-Corporate Data Rate III 1.845%                    -        
M-Corp Data Rate II Business 2.415%                0.10      
M-Corp Data Rate II Corp 2.145%                0.10      
M-Corp Data Rate II Fleet 2.545%                0.10      
M-Corp Data Rate II Purchasing 2.425%                0.10      
M-Corporate Data Rate I 2.745%                0.10      
M-Corporate Standard