Welcome to Q.U. !

We offer this "curricula" to help educate merchants so they are not taken advantage of by the predators in this business. There are many reputable processors and sales agencies in the market. However there are some that prey on new merchants who don't know what is reasonable. These "sales" people offer a rate that sounds to good to be true and their equipment is very "reasonable", only $39.95 or $49.95 per month for 48 months. Don't do it! Shop around. You can purchase a top of the line terminal and printer with Pin Pad for under $550. Should you choose to lease it, the lease principal should be the sales price plus a small lease processing fee

Here are various subjects to "study". The one you should be most familiar with is Interchange.

Merchant Processing Basics

Interchange 401

Merchant Services 101

Reduce Fraud! (You'll need Acrobat Reader. Click Here to get it.)

1 Chargebacks 2 Chargeback Cycle

E-Commerce Guide Learn how to protect your self.

Visa U.S.A. provides some great material to help you increase sales and reduce fraud. The links below will open a new window and take you to Visa's website.

Security & Commerce

Fraud Control Basics

Verified by Visa